Privacy Policy

 FACTS WHAT DOES FIRST MISSOURI BANK OF SEMO DO WITH YOUR PERSONAL INFORMATION?
 Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • payment history and credit history
  • credit scores and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How? 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Missouri Bank of SEMO chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does First Missouri Bank of SEMO share?  Can you limit this sharing? 

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes– to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes– information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes– information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

 

Questions?

Call (800) 713-7017 or go to www.myfm.bank.

 

What we do
How does First Missouri Bank of SEMO protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All First Missouri Bank of SEMO employees are responsible for maintaining the confidentiality of customer information and employees who violate these privacy policies will be subject to disciplinary measures.

How does First Missouri Bank of SEMO collect my personal information?

We collect your personal information, for example, when you:

  • open an account or apply for a loan
  • give us your contact information or provide employment information
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Missouri Bank of SEMO does not share with our affiliates.
Nonaffiliates 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Missouri Bank of SEMO does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Missouri Bank of SEMO doesn’t jointly market.

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