As many of you already know, the Coronavirus and the number of reported cases in the United States is growing. We want to let you know that we are monitoring this situation closely. We believe that First Missouri Bank of SEMO is well positioned for stable business continuity during this pandemic, given that many of our mission critical banking services are virtual or web-based. We have offices in four communities to serve you. As a customer, now would be a good time to test your online banking and mobile banking passwords. Please let us know if we can assist you in any way in the coming days and weeks.