Miscellaneous Fee Schedule
More Services from FM Bank (Schedule of Fees Effective 10/01/2025)
- Reorder Checks | Click Here
- Safe Deposit Box Rental | $20.00 to $80.00
- Safe Deposit Box Key Fee | $20.00
- Safe Deposit Box Key Replacement | $50.00
- Late Fee for Annual Safe Deposit Box Fee | $25.00
- Safe Deposit Box drilling | $250.00
- Telephone Transfer | $5.00 per transfer
- Check Copy | $1.00 each
- ATM/Debit card replacement or PIN Change | $10.00 each
- Non-sufficient funds NSF returned | $30.00 per item. Items less than $30.00 will not be charged an NSF return fee.
- Non-sufficient funds NSF paid | $30.00 per item
- Account activity printout | $3.00 ($4.00 if mailed)
- Account research (minimum of 1 hour charged) | $25.00 per hour
- Account reconciliation assistance | $25.00 per hour
- Inactive Checking Account Fee | $8.00 per month
- Dormant Account Fee | $8.00 per cycle
- Direct Deposit ACH Origination Set-up Fee for Business | $75.00 one-time fee
- Direct Deposit ACH Origination Monthly Service Charge | $5.00 a month
- Mobile Deposit for Business | $1.00 per deposited item
- Stop payments (all items) | $30.00 per item
- Photocopies | $0.25 each
- Garnishments or levies | $100.00 each per account
- Zipper bank bags | $5.00 per bag
- Night deposit bag | $30.00 per bag $10.00 per key
- Collection Items (sent or received) | $25.00 per item
- Official Check | $6.00 each
- Domestic Incoming wire transfer | $25.00
- Domestic Outgoing Wire Transfer | $30.00
- International Incoming Wire Transfer | $25.00
- International Outgoing Wire Transfer | $85.00
- Business Online Service Charge | $15.00 per month
- Business Online Positive Pay | Free with Business Online
- Business Online replacement token | $20.00
- Temporary Checks (8 encoded) | $5.00 (or $1.00 per check)
- Lost Official Check | $15.00
- Paper Statement Fee | $4.00
- Subpoena Processing | $25.00 per hour
- Any Account Closed within 90 Days of Opening | $30.00
- Notary (customers only) | Free
PAY WITH YOUR PHONE!
Add us to your digital wallet! Load your FM Bank debit card into Apple Pay or Google Pay to make highly secure, convenient, and contactless payments. Use your digital wallet in stores and online when you shop at participating merchants.
Mobile Banking. Download the App
Conveniently manage your money from anywhere.
Deposit on-the-go with Mobile Deposit.

