Savings Account

• $100.00 minimum to open this account
• Earns daily interest, compounds semi-annually on daily balances of $100.00 and above
• Quarterly statements
• Up to 10 debits semi-annually with no charge
• No service charge on balances of $100.00 and above
• Free 24-hour internet access at www.myfm.bank

E-Savings

• $500.00 minimum to open account
• Earns daily interest, compounded quarterly on daily balances of $500.00 and above
• No service charge on balances of $500.00 and above
• Monthly service fee of $10 (if you go below your $500 balance)
• Unlimited electronic deposit transactions
• No fee for electronic transactions
• Up to 6 electronic withdrawal transactions per month
• $10.00 manual transaction fee
• Electronic statement
• Free 24-hour ATM access at FM Bank locations
• Free 24-hour internet access at www.myfm.bank

Christmas Club

• An account which allows you to save throughout the year for Christmas.
• We deposit or send your money in October – just in time for your Holiday Shopping!
• Make deposits as you can, or transfer funds automatically from other FM Bank accounts.
• Choose between having the balance direct deposited into your FM Bank checking or savings or having a check mailed to you in October.
• Earns daily interest, compounded at maturity on daily balances of $25.00 and above.

Health Savings Account (HSA)

• Must be covered by a qualifying high-deductible health plan
• Earns daily interest, compounded monthly on daily balances of $100.00 and above
• $100.00 minimum to open this account
• Must keep minimum balance of $100.00
• No monthly fee
• Deposit and withdrawal limitations as stipulated by government guidelines
• Free 24-hour internet access at www.myfm.bank

Insured Investment Account (MMDA)

• $2,500.00 minimum balance to open this account
• Earns daily interest, compounded monthly on daily balances of $2,500.00 and above
• Tiered interest rates
• Monthly statement with images
• No service charge on balances of $2,500.00 and above
• Monthly service charge of $10.00 for balances under $2,500.00
• Limit of 6 debits to clear account per statement cycle ($5.00 per item charged over limit of 6)
• Free 24-hour internet access at www.myfm.bank

Call FM Bank today to sign up for one of these accounts! Find your FM Bank location.