Personal Checking
Select the account that fits your needs. Do you want a paper statement or e-statement? Pay bills and reconcile your account online? Whatever you need…FM Bank has the checking account for you.
Checking Products Comparison Chart
| Easy Checking | E-Checking | Preferred Checking | |
|---|---|---|---|
| This account is for you if… | You prefer to bank electronically. All you want is a basic account with no special requirements and no monthly fee. | You prefer to bank electronically. | You keep higher balances in your account and expect to receive the best perks and highest interest rates. |
| Monthly Maintenance Fee | None | No monthly maintenance fee with: $250 minimum daily balance.
Otherwise: |
No monthly maintenance fee with: $1,500 minimum daily balance.
Otherwise: |
| Minimum Opening Balance | $100 | $250 | $1,500 |
| Free Mobile Banking |  |
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| Free Online Banking & Bill Pay |
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| Free VISA Debit Card | |
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| Free CardValet Services | |
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| Statements | Your Choice: Paper or E-Statement |
E-Statement | Your Choice: Monthly (with images) or E-Statement |
Easy Checking
No monthly maintenance fee. No minimum balance requirement. No per-check charges.
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- Free FM Bank Mobile Banking
- Free VISA Debit Card
- Free Monthly paper Statement without images or e-statement
- $100 Minimum Opening Balance
E-Checking
- Earns Daily Interest, Compounded Monthly
- NO monthly maintenance fee if daily balance stays above $250, otherwise $5.00 per statement cycle
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- Free FM Bank Mobile Banking
- Free VISA Debit Card
- Free E-Statements
- $250 Minimum Opening Balance
Preferred Checking
Expect to receive the best perks and highest interest rates.
- Earns Daily Interest, Compounded Monthly
- Tiered Interest Rates
- NO monthly maintenance fee if daily balance stays above $1,500, otherwise $6.00 per statement cycle
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- Free FM Bank Mobile Banking
- Free VISA Debit Card
- Free Monthly paper statement with images or e-statement
- $1,500 Minimum Opening Balance
Call FM Bank today to sign up for one of these accounts! Find your FM Bank location.
PAY WITH YOUR PHONE!
Add us to your digital wallet! Load your FM Bank debit card into Apple Pay or Google Pay to make highly secure, convenient, and contactless payments. Use your digital wallet in stores and online when you shop at participating merchants.
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Deposit on-the-go with Mobile Deposit.