Personal Checking
Select the account that fits your needs. Do you want a paper statement or e-statement? Pay bills and reconcile your account online? Whatever you need…FM Bank has the checking account for you.
Checking Products Comparison Chart
| Easy Checking | E-Checking | Preferred Checking | |
|---|---|---|---|
| This account is for you if… | You prefer to bank electronically. All you want is a basic account with no special requirements and no monthly fee. | You prefer to bank electronically. | You keep higher balances in your account and expect to receive the best perks and highest interest rates. |
| Monthly Maintenance Fee | None | No monthly maintenance fee with: $250 minimum daily balance.
Otherwise: |
No monthly maintenance fee with: $1,500 minimum daily balance.
Otherwise: |
| Minimum Opening Balance | $100 | $250 | $1,500 |
| Free Mobile Banking |  |
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| Free Online Banking & Bill Pay |
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| Free VISA Debit Card | |
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| Free CardValet Services | |
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| Statements | Your Choice: Paper or E-Statement |
E-Statement | Your Choice: Monthly (with images) or E-Statement |
Easy Checking
No monthly maintenance fee. No minimum balance requirement. No per-check charges.
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- Free FM Bank Mobile Banking
- Free VISA Debit Card
- Free Monthly paper Statement without images or e-statement
- $100 Minimum Opening Balance
E-Checking
- Earns Daily Interest, Compounded Monthly
- NO monthly maintenance fee if daily balance stays above $250, otherwise $5.00 per statement cycle
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- Free FM Bank Mobile Banking
- Free VISA Debit Card
- Free E-Statements
- $250 Minimum Opening Balance
Preferred Checking
Expect to receive the best perks and highest interest rates.
- Earns Daily Interest, Compounded Monthly
- Tiered Interest Rates
- NO monthly maintenance fee if daily balance stays above $1,500, otherwise $6.00 per statement cycle
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- Free FM Bank Mobile Banking
- Free VISA Debit Card
- Free Monthly paper statement with images or e-statement
- $1,500 Minimum Opening Balance
Call FM Bank today to sign up for one of these accounts! Find your FM Bank location.
PAY WITH YOUR PHONE!
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