Personal Checking

Select the account that fits your needs. Do you want a paper statement or e-statement? Pay bills and reconcile your account online? Whatever you need…FM Bank has the checking account for you.

Checking Products Comparison Chart

Easy Checking E-Checking Preferred Checking
This account is for you if… You prefer to bank electronically. All you want is a basic account with no special requirements and no monthly fee. You prefer to bank electronically. You keep higher balances in your account and expect to receive the best perks and highest interest rates.
Monthly Maintenance Fee None No monthly maintenance fee with: $250 minimum daily balance.

Otherwise:
$5.00 per month

No monthly maintenance fee with: $1,500 minimum daily balance.

Otherwise:
$6.00 per month

Minimum Opening Balance $100 $250 $1,500
Free Mobile Banking check mark check mark check mark
Free Online Banking &
Bill Pay
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Free VISA Debit Card check mark  check mark  check mark
Free CardValet Services  check mark  check mark check mark
Statements Your Choice:
Paper or E-Statement
E-Statement Your Choice:
Monthly (with images) or E-Statement

Easy Checking

No monthly maintenance fee. No minimum balance requirement. No per-check charges.

  • Unlimited Check Writing
  • Free Online Banking and Bill Pay
  • Free FM Bank Mobile Banking
  • Free VISA Debit Card
  • Free Monthly paper Statement without images or e-statement
  • $100 Minimum Opening Balance

E-Checking

  • Earns Daily Interest, Compounded Monthly
  • NO monthly maintenance fee if daily balance stays above $250, otherwise $5.00 per statement cycle
  • Unlimited Check Writing
  • Free Online Banking and Bill Pay
  • Free FM Bank Mobile Banking
  • Free VISA Debit Card
  • Free E-Statements
  • $250 Minimum Opening Balance

Preferred Checking

Expect to receive the best perks and highest interest rates.

  • Earns Daily Interest, Compounded Monthly
  • Tiered Interest Rates
  • NO monthly maintenance fee if daily balance stays above $1,500, otherwise $6.00 per statement cycle
  • Unlimited Check Writing
  • Free Online Banking and Bill Pay
  • Free FM Bank Mobile Banking
  • Free VISA Debit Card
  • Free Monthly paper statement with images or e-statement
  • $1,500 Minimum Opening Balance

Call FM Bank today to sign up for one of these accounts! Find your FM Bank location.

Card Valet

Protect your debit card through your mobile device by receiving alerts and defining when, where, and how your debit card is used.

Download the app today!

PAY WITH YOUR PHONE!

Add us to your digital wallet! Load your FM Bank debit card into Apple Pay. Apple Pay allows you to make highly secure, convenient, and contactless payments. Use your digital wallet in stores and online when you shop at participating merchants.

Mobile Banking. Download the App

Conveniently manage your money from anywhere.

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Deposit on-the-go with Mobile Deposit.

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